Translate this blog

Powered By google
Showing posts with label household. Show all posts
Showing posts with label household. Show all posts

Thursday, January 6, 2011

A clean and peaceful home with the FlyLady

It's Thursday, which means in my household that it's time to start preparing for shabat. I usually start my day by going to the supermarket to do my shopping for the week. When I get home, I unload all the things I bought, and put them away. Then it's cleaning time!

When you would have told me a few years ago that I'd be living in a clean and ordered house without having hired help, I'd have thought you're crazy. And everybody else would have thought so too! I was the most unorganized person in the world. I wouldn't call myself lazy exactly, but house keeping was not my strongest point.
Then I met the FlyLady.

FlyLady


FlyLady is a system that teaches you how to keep your home and life organized by creating habits. She starts off by telling us to shine our kitchen sinks. The philosophy is that when the kitchen sink is shining, you'll want to make the rest of the kitchen neat too, and from there it radiates through the whole house. And when the house is neat, we feel neat too!

We shouldn't accomplish all this within 1 day. The FlyLady set up a 31 day plan to start FLYing. Everything goes in baby steps! So it starts with shining the sink, next up are making the beds and putting on lace up shoes first thing in the morning.

27 fling boogies


FlyLady's way to get rid of clutter, is by doing 27 fling boogies. Tackling 1 area of the house at a time, she tells us to take a garbage bag and fling 27 things that we want to throw out. Next we need to take another bag and collect 27 things that we want to give away. Do this a few times, and the house will be clutter free in very little time.

But the big question is, does it actually work? And surprisingly enough, yes it does! At least it did for me. I always loved living in an ordered and clean space, I just had no clue how to accomplish that and more importantly: keep it that way. What FlyLady did was teach me simple and easy tools to tackle every-day household tasks without starting to loathe them. The thing that works best for me I think is the fact that she tells me not to do it all at once.
On the contrary, she doesn't allow doing it all at once!
Doing everything all at once causes us to crash and burn, and we won't touch household tasks again any time soon. So that accomplishes nothing. Anyway, it works for me.
And guess what? I even enjoy it! Well, scrubbing the toilet will never be my favorite job, but I sure like the results.

Clean home, peaceful Shabat

Now I finished cleaning (or blessing my home, as FlyLady says), and I feel so accomplished! No matter that it will be  mess again without 5 minutes after the kids come home from school, but that's easy mess that can get cleaned up again in no time. I know that my home is cleaned and I am not embarrassed to let the Shabat Queen into my house tomorrow evening!

Do you have any tips and tricks to share to make cleaning a bit easier?

Wednesday, January 5, 2011

Getting household finances back on track

It's about time to grow up. You'd think that a 30-something, married with a couple of kids, would have learned all the trades of life already. I thought so too! But I guess that there is always something new to learn.
We just bought a new house, our kids are going to school, in other words, playing time is over. Now it's time to get serious! We need to finally face it: no more hiding from finances.

I always thought: "How hard can it be? You pay attention to prices a bit as you shop, buy cheaper things etc, and all should be fine." Wrong! By the end of every month, we were surprised how much money we spent in the end, even with the so-called 'conscious shopping'. Before we knew it, we had spent more than we could afford.
But when you have a mortgage to pay off and school tuitions to pay every month, not to mention the other regular bills such as phone and utilities, you just can't afford to live this way.
So what did we do?

Getting help from experts

First of all, we contacted the Paamonim organization. They are a charity organization that helps families get their household finances on track. Two financial experts came over to our house one evening and went over all financial aspects that are relevant when running a household. Suddenly we had to start thinking how much on average we spend on things like presents, clothing, school and tuition etc per month. Some monthly recurring things are known, such as mortgage. Other things will have to be calculated over the course of a year, such as tuition which gets paid in 10 months.
We had to look up how much we actually spend on things like fuel and insurances.
And all of a sudden when we added everything up, we were looking at huge amounts of money!

On the other side of the equation we had to write down our monthly income, including things such as Childcare benefits. This may sound like a no-brainer, but the average monthly spendings should not be bigger than the average monthly income. If you want to balance your account every month, income should be equal to expenses. If you want to save (which is always a wise idea), you should be spending less than your monthly income. Sounds simple in theory, right?

Write everything down

But how can we make sure that we actually spend within our means?
For starters, the guys from Paamonim gave me a booklet in which I am to write down every cent I spend. This booklet is divided into months, and every month is divided into categories:

Groceries: I'm supposed to write down all my grocery spendings here. This includes the supermarket, local grocer, the market etcetera.

Cigarettes: This category stays empty because we're non-smokers.

Shoes and Clothing: Clothes and shoes I buy for myself or for the kids. It helps to write down who it was bought for, so you can later check for spending trends.

Education: Tuition and school supplies. This includes school books at the start of the year and also the never ending need for restocking our stash of pencils, erasers, scissors and so on. Summer camps go into this category too.

Clubs, private lessons: Ballet lessons, piano lessons and Dutch school. Plus all the accompanying expenses such as books, special clothing etc.

Travel expenses: Bus and taxi fares. Fuel for the car goes into a separate category.

Health: Doctor's visits, tests and medication. Also including dental care.

Household help: Babysitter, cleaner, gardener and so on.

Car: Fuel and parking

Car: Insurance, repairs.

Donations: Tithing money and money I give to charity.

Vacations, trips, entertainment, restaurants: The movies, take away coffee, anniversary dinner and the like.

Holidays: Expenses that are specifically for the holidays. I bought candles for Hanukah and wrote it down under this category.

Presents: For birthdays, weddings and other special occasions.

Other: Everything else

There is a separate category for monthly bills such as insurances, electricity, gas, phone, cable/internet, taxes, mortgage, bank costs and interests, subscriptions, loan returns, putting away money into savings, and heating.
There is also a section for income, so salaries and benefits get written down there.
At the end of every month we can make up the balance and see exactly how much money was spend versus how much came in. That should give a good overview of matters.

I am supposed to keep up with this for a few months, and then I should be able to see where we can cut costs.I know I still have a long way to go, but I made a good head start by keeping records of everything that goes out. Apparently that's half the work already!